ISIN · BBG00MKPCRT9
Deutsche Bank AG
● LIMITED11.00%
gross p.a.
- Term
- 2 years fixed
- Minimum
- £400,000
- Interest paid
- Quarterly
- Quarterly return
- £11,000.00
- Annual return
- £44,000.00
- Total return
- £488,000.00
BM WEALTH · ESTABLISHED LONDON
The 2026 Investment Series
Defined returns. Established issuers. Curated by hand.
gross p.a.
minimum
years
with CDS
A curated selection of after-market fixed income investments from major international banks — Deutsche Bank and Barclays. Defined returns, transparent terms, and a simple application process handled personally by your adviser. All lines are limited availability.
0207 097 2531 · info@brooksmacdonald.biz
Capital at risk. Please read the terms in this document before investing.
An introduction
For investors seeking dependable income without the volatility of the equity markets, fixed rate bonds remain one of the most straightforward and predictable ways to put capital to work. You know the rate. You know the term. You know the counterparty.
The 2026 Investment Series brings together a hand-picked selection of after-market bonds issued by major international banking institutions. Each bond is sold at par, held directly with the issuer, and delivered to you through a straightforward brokerage arrangement — with your adviser as a single point of contact from the first conversation to the final coupon payment.
This brochure sets out, in full and without simplification, exactly what you are buying, how your money is protected, and how to become a client. It is designed to give you the clarity you deserve before you invest.
Rates from 9.50% to 14.00% p.a. Minimums from £200,000. Optional CDS insurance to £2.5m.
The issuers · Tier one banks
Rates shown are gross p.a. Returns shown are indicative for the minimum investment. All lines are limited availability and quoted subject to live market pricing at the time of dealing — your adviser will confirm the current price against the ISIN before you proceed.
ISIN · BBG00MKPCRT9
11.00%
gross p.a.
ISIN · 2734972263
9.50%
gross p.a.
ISIN · BBG00J7MX11
9.65%
gross p.a.
ISIN · XS2720121131
14.00%
gross p.a.
ISIN · XS0435957682
12.50%
gross p.a.
What you are buying
All bonds shown are after-market bonds. They are sold at par — you pay the face value of the bond and receive it back at maturity. The bonds are capital secure in the ordinary sense that the issuer is contractually bound to repay your capital at the end of the term, provided the issuer does not default.
Your purchase money is paid directly to the bond issuer. We do not hold client money. We act solely as the broker arranging the purchase and, when required, the sale of the bond on your behalf.
All interest payments are made by the bond issuer to the bank account you designate during the application process. Payments are not routed through us.
We handle the purchase and sale of the bond for you. We are not the issuer. The contractual obligation to repay capital and pay interest rests with the issuer named on each bond.
The main risk is that the bond issuer defaults on its obligations. If that happens, you may not receive your interest payments and you could lose some or all of the capital you invested.
Optional protection
For an additional fee of 0.2% per annum, you can add CDS insurance to your bond. A Credit Default Swap is a financial contract that pays out if the bond issuer defaults on its debt. In simple terms, it works like insurance on your bond: if the issuer fails to repay capital or interest, the CDS counterparty steps in to compensate you for the loss, up to the agreed cover limit.
CDS insurance is arranged through a third-party counterparty and is subject to its own terms and eligibility. Please ask your adviser for full details and applicable documentation.
Speak to your adviser
Every client is matched to a dedicated adviser who acts as a single point of contact from the first conversation to the final coupon payment — translating market opportunity into an actionable bond strategy built around your income objectives.
Speak to a broker on the BM Wealth fixed income desk to find the adviser matched to you.
Speak to an adviserPayments partner
BM Wealth partners with Monex — a regulated payment institution and one of the world's leading corporate payments specialists — to provide a secure, transparent payment infrastructure for our clients. Every subscription, bond purchase settlement, cash transfer and interest payment is processed through Monex's segregated safeguarded accounts. Your funds are held under strict regulatory safeguards and never mixed with the firm's own money.
Ring-fenced from firm assets in safeguarded accounts.
Every subscription, coupon and withdrawal traceable end to end.
Authorised payment institution supervised under UK / EU rules.
GBP, EUR and USD funding routes for international clients.
How it works
Passport or driving licence plus a recent bank statement or utility bill dated within 90 days.
Documents reviewed within 2 – 24 hours and your investment account opened immediately on approval.
We review the agreement together — bond information and terms — before you proceed.
Once the BPA is signed, our accounts team assists with funding your bond purchase.
You receive your brokerage account statement, contract note and dividend payment schedule.
Interest is paid directly into your bank account on the dates in your payment schedule.
Important information
At maturity, the full capital plus any outstanding interest is returned within 10 working days. The bond term starts on the date full payment is received.
Fixed-rate investments preserve your principal. It will not fall below the amount originally invested.
We may amend these terms with 30 days' notice. If you disagree, you may withdraw your investment with no penalty.
A fee of 0.15% off the interest rate (minimum £7) plus a £49.99 administration fee applies. Early release carries a further 0.15% charge. No annual fees or hidden costs.
Client data is held in compliance with current legislation for six years from the last transaction. Calls are recorded for security and training.
How to apply
Applications are handled personally by our fixed income team. Please contact us using the details below.
Capital at risk.